Bank Albilad achieved net profits of SAR 1,466 million by the end of the first half of 2025, a growth of 12% compared to the same period last year. This comes as the bank's assets reached SAR 161.9 billion by the end of June 30, 2025, compared to SAR 145.3 billion for the same period last year, an increase of 11%. Total shareholders' equity reached SAR 20.8 billion, compared to SAR 15.8 billion for the same period last year, an increase of 31%.
The bank indicated in its statement that investments increased to SAR 28.6 billion by the end of June 2025, compared to SAR 22.9 billion for the same period last year, an increase of 25 %. The financing portfolio witnessed a net increase to SAR 115.7 billion, compared to SAR 104.3 billion for the same period last year, an increase of 11 %. Customer deposits reached SAR 123.9 billion, compared to SAR 114.5 billion for the same period last year, an increase of 8%.
Commenting on the results, Mr. Nasser bin Mohammed Al-Subeaei, Chairman of Bank Albilad's Board of Directors, said: "Our financial results, which exceeded SAR 1,466 million in net profits by the end of the first half of 2025, reflect the efficiency of our operations, culminating in the success of our prudent management, which introduced a number of innovative digital banking products that meet customer expectations."
MR.Al-Subeaei added that these results reflect the bank's financial stability and strength, in line with the goals of Saudi Vision 2030. He emphasized the bank's commitment to achieving a sustainable future that serves everyone, expressing his pride in the bank's integrated plans and competitive capabilities. He also commended the ongoing efforts of the executive management team in achieving high levels of excellence across various banking activities, expressing his confidence that the next phase will witness strong performance and growth in competitiveness, which will contribute to meeting customer aspirations and enhancing the digital banking experience. He added that these efforts will strengthen the bank's standing among its customers, shareholders, and investors. Al-Subaie also thanked the executive management and all Bank Albilad ambassadors for their dedication and commitment to their work.
Mr. Al-Subeaei also congratulated the launch of additional Bank Albilad model branches across the Kingdom. These branches aim to enhance customer experience, keep pace with the latest global technological developments, and utilize clean and renewable energy sources in line with Saudi Vision 2030. The bank intends to expand these smart branches across all regions of the Kingdom.
on the other hand, Bank Albilad recently announced its decision to distribute interim cash dividends to shareholders at a rate of 4.5% (equivalent to SAR 0.45 per share) for the first half of the fiscal year 2025
It's worth noting that Bank Albilad has won several national and international awards, including the Best Digital Services Provider Award for 2025 and the Best Bank in Financial Literacy Award from Global Brand magazine. Bank Albilad is also among the top 20 banks in the Middle East by market capitalization and the top 40 listed companies in the Middle East according to Forbes' 2025 list.
