⭐​Don’t miss the opportunity! 

Get Tamkeen Plus Credit Card now, return the issuance fees and boost your rewards with extra cashback upon using your credit card.​

You can now easily apply for Tamkeen Plus card by visiting Bank Albilad branches or by contacting our sales hotline: 8001236666

FAQ

To view the method of calculating the profit margin, click here

To view the full terms and conditions  click here 

Will a fee be charged when I transfer funds to my account at a digital bank using my credit card?

Yes. Effective 28 August 2026, fees will apply to funding digital banks using a credit card.

Will this funding transaction affect my credit card's cash withdrawal limit?

Yes. The transaction will be counted toward the cash withdrawal limit allocated to your credit card.

Will fees be applied to all transfers to digital banks?

Fees apply when a credit card is used to fund a digital bank account. However, amounts funded using the customer's own excess funds that exceed the available credit limit on the credit card will not be subject to these fees.

Do these fees apply to digital wallets?

No. These fees apply only to funding transactions to digital banks using credit cards and do not apply to funding or transfer transactions involving digital wallets.

When will this update take effect?

The update will take effect on 28 August 2026.

What are the applicable fees for these transactions?

A fee of 3% of the transaction amount, plus Value Added Tax (VAT), will be charged, with a maximum fee cap of SAR 86.25.​

Term and condition

• Customers can apply for Tamkeen Plus Credit Card through any sales channel across Bank Albilad.

• The campaign is valid from 1 to 31 August 2026.

• The card must be issued during the campaign period and used for purchase transactions to be eligible for the offer.

• The cashback amount is fixed and will be credited once only upon achieving the spending threshold.

• Purchase transactions are counted within 90 days following the card issuance date. Transactions such as cash withdrawals, transfers to e-wallets, or transfers to bank accounts are excluded.

• The customer will receive the cash back, in addition to a refund of the issuance fees (excluding VAT).

• The issuance fee refund and cashback amount will be credited to the credit card within one month from achieving the required spending threshold.

• Refund offer is valid only for the first year​

• Welcoming points offer is applicable for new customers

• The offer applies to all purchases locally or internationally.

• The offer applies to new Tamkeen Plus cards.

• Card and account status must be active at the time of points deposit.

• The offer applies for point of sales and e-commerce and Apple pay .

• The value of points for canceled or refunded transactions will be reversed and will not be included as part of points.

• The amount of points will be canceled and refunded if any fraud or fraud is discovered by the parties involved in the process.

• Digital wallets are excluded from this offer.

• Bank Albilad has the right to stop the offer or amend or change the terms and conditions of the offer at any time.​